Bank Accounts

Open Instant Digital Savings or Current Accounts

With Genie Money, you’re just a few clicks away from opening an instant Digital Savings or a Current account of your choice and requirement.

We don’t choose for you, you do!

Genie Money provides you with Multiple Banks and Wide range of products to choose from
Custom Designed Smart Accounts (CDSA)

With Genie Money’s custom designed savings & current accounts are just what you can ask for.

Conventional Digital Accounts

If you are unsure if CDSA is what you need, we have more than half a dozen other options for you to choose from.

Multiple Bank Options to Pamper You

We're powered by over 8 Banking Partners with bouquet of products from each one of them to ensure your needs.

Enjoy Secure & Safe Banking

Wide variety of options on both banks & products, enjoy an unmatched banking experience only with Genie Money.


A power packed Savings Account for all your personal banking needs

  • Options of Zero Balance Smart Savings Account
  • Highest Interest Rate as per Industry Standards
  • Smart Debit Cards and Cheque Books with every account
  • Auto Sweep-in & Sweep-out for higher interests on idle balances lying in Savings Account


A New Age Current Account designed just for your business needs

  • Options of Zero Balance Smart Current Account
  • Smart Debit Cards and Cheque Books
  • Smart payment solutions
  • Dashboard for easy accounts management

Neo Banking

It’s easier as ever!

How to get started

Register Yourself

Download Genie Money App from Google Play Store or Apple App Store and register yourself as a User.

Enjoy the process

Apply for the accounts digitally through the App and see the account being created for you in minutes.

Select the Product

Explore and select the product basis various parameters that suits your need the most.

Enjoy the Benefits

Start enjoying the benefits of your super charged smart account and all its unmatched features.

Some Facts About Us

Why to choose Genie Money?

Custom Design Products

Whether its the most advance Custom Design Genie Money account or any other Genie Money Conventional Account, both are specially designed just to meet your banking needs.

Service From Specialists

Get a dedicated expert who answers every question, works to make sure you have the solution that fits your life, and helps every step of the way.

Payment Options

Make your payments quickly and easily through online and mobile banking, by phone or mail, with recurring automatic payments, or in a branch.

Secure Mobile Banking

Sign on for 24/7 account access to make payments, transfer money, check balances, and view your statements online.


Frequently asked questions

Got a question about how we’re organised, applying to work for us, or looking for financial or shareholder information? View more Q&A here

A current account is designed for businesses, entrepreneurs, and entities that transact frequently. Current accounts have no limit on the number of transactions and have high deposit limits. Businesses, entrepreneurs, and other institutions use current accounts to make and receive a large number of payments regularly. A current account allows you to keep your business transactions separate from personal ones. This way, your financial records remain easy to understand, especially at the time of audits and during tax season. Besides that, a current account allows you to make an unlimited number of deposits and payments through cheques, demand drafts, pay orders, NEFT, and RTGS. It also lets you overdraw your account when required, and acts like a proof of creditworthiness at the time of borrowing money.

A savings account is an interest-bearing deposit account held at a bank or other financial institution. Though these accounts typically pay a modest interest rate, their safety and reliability make them a great option for parking cash you want available for short-term needs. Savings accounts have some limitations on how often you can withdraw funds, but generally offer exceptional flexibility that’s ideal for building an emergency fund, saving for a short-term goal like buying a car or going on vacation, or simply sweeping surplus cash you don’t need in your current account so it can earn more interest. Because savings accounts pay interest while keeping your funds easily accessible, they’re a good option for emergency or short-term cash. In exchange for the ease and liquidity that savings accounts offer, you’ll earn a lower rate than that paid by more restrictive savings instruments and investments. The amount you can withdraw from a savings account is generally unlimited. The interest you earn on a savings account is considered taxable income.

Current accounts are built for businesses that transact frequently. They allow you to make numerous transactions every month and enjoy benefits like overdrafts and large deposit limits.        

Savings accounts are best suited for salaried individuals who do not transact frequently. These accounts generally have restrictions on the number of withdrawals per month.

When you sign up on Genie Money, we start helping you opening a fully digital account – Savings Account for your personal Needs and a Current Account for your business needs.

Note: Banking Services and Genie Money Savings and Current Account is powered by Scheduled Banks.

Though it is not mandatory for businesses to open a current account to operate, given the multiple benefits of a current account such as unlimited transactions, separation from personal finances and banking features built specifically for business needs, opening a current account is highly recommended.

No, you do not need to register under the GST scheme or obtain a GST Identification Number (GSTIN) to open a current account. In fact, on the other hand, you need a functional current account to register under GST.

Here are some factors you should consider while opening a current account:

  • Whether you will have access to integrated services, such as expense management, accounting, and bookkeeping.
  • The presence of robust digital infrastructure that enables you to cut down the amount of paperwork, and the number of times you need to visit physical branches.
  • The number of free payouts or online banking transactions (NEFT, RTGS) that the bank is offering you with the account.
  • The Monthly Average Balance (MAB) requirement.

Here are some of the documents you will need irrespective of your business category:

  • Address proof (any 1) : Aadhar Card, Voter ID Card, Rent Agreement, Electricity Bill, Telephone Bill, Water Bill, Passport, Driving License.
  • Identity proof (any 1) : PAN Card, Passport, Voter ID Card, Driving License, Aadhaar Card
  • Business registration proof or incorporation certificate
  • PAN of the entity
  • Your latest passport size photo
  • Account opening cheque from an existing bank account

Please note that you would need to submit KYC documents for all the Authorised Signatories for your business.
You will also need additional documents based on your business category (Sole Proprietorship, Partnership, or Company)

Here are some of the documents you will need to open a Digital Savings Account with Genie Money :

  • Address proof (Any 1) : Aadhar Card, Voter ID Card, Rent Agreement, Electricity Bill, Telephone Bill, Water Bill, Passport, Driving License
  • Identity proof (Any 1) : PAN Card, Passport, Voter ID Card, Driving License, Aadhaar Card
  • Your latest passport size photo
  • Account opening cheque from an existing bank account

You are eligible to open a Genie Money Power Savings account if you :

  • are a Resident Indian
  • have all these required documents with you

Your business is eligible to open a Genie Money powered Current Account if it is registered, and falls in any of the following categories:

  • Sole Proprietorship
  • Partnership
  • Limited Liability Partnership (LLP)
  • Private/Public Limited Company/One-Person Company (OPC)

Coming Soon...!